IITM Startup

Byaj Book

Finance
Bengaluru
Pre-Seed
 • 
Since 
2021

About Us

Byaj Book is a fintech platform dedicated to simplifying credit and finance for Bharat's informal and rural lenders. The company provides a secure, fast, and easy-to-use digital solution that helps moneylenders, cooperative societies, and self-help groups manage their lending and borrowing activities efficiently. Byaj Book's Android application enables users to track loans, manage repayments, and maintain transparent records, bridging the credit gap for millions who lack access to formal financial services.

Byaj Book's vision is to empower grassroots lenders by digitizing their operations, making credit more accessible to people outside the formal banking system. The platform has seen rapid adoption, with users adding over ₹100 crore worth of loans every month and more than 25% of active merchants joining through word-of-mouth and referrals. Its high engagement and simple interface have made it the preferred choice for rural moneylenders seeking to modernize their businesses and reach more borrowers.

Founders
Mukesh Sharma
Co-Founder
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Himanshu Shrivastava
Co-Founder
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IITM Startup
Founders
Mukesh Sharma
Co-Founder
View profile
Himanshu Shrivastava
Co-Founder
View profile

Byaj Book

Finance
Bengaluru
Pre-Seed
 • 
Since 
2021
About Byaj Book

Byaj Book is a fintech platform dedicated to simplifying credit and finance for Bharat's informal and rural lenders. The company provides a secure, fast, and easy-to-use digital solution that helps moneylenders, cooperative societies, and self-help groups manage their lending and borrowing activities efficiently. Byaj Book's Android application enables users to track loans, manage repayments, and maintain transparent records, bridging the credit gap for millions who lack access to formal financial services.

Byaj Book's vision is to empower grassroots lenders by digitizing their operations, making credit more accessible to people outside the formal banking system. The platform has seen rapid adoption, with users adding over ₹100 crore worth of loans every month and more than 25% of active merchants joining through word-of-mouth and referrals. Its high engagement and simple interface have made it the preferred choice for rural moneylenders seeking to modernize their businesses and reach more borrowers.